Pursue what you value most.
We help people in or near retirement achieve their big picture without getting lost in the details.
Oakleigh Wealth Services is a flat fee-only financial planning and wealth management fiduciary in Charlottesville, VA. We meet with clients face-to-face or virtually with clients from across the country.
What we do:
Tax-efficient financial planning and investment management for clients in or nearing retirement.
We serve clients who are
less than 10 years from retirement
already retired
considering “encore-careers” or passion projects
Don’t fit one of these groups?
Please reach out anyway! I would love to learn about your situation and help you find another skilled advisor who is committed to the same values of integrity, transparency, and expertise. I have developed a network of independent financial planners across the country, and I would love to help you navigate what can be a daunting industry.
Why we’re different:
We take a holistic approach to your well-being
What does it matter if you climb the ladder, save money on taxes, and make better investment decisions if you don’t get to the deeper questions of “why” and for “what” purpose? Our goal is to help you align your time and resources with what matters most to you and your family.
We are retirement income specialists
Navigating the transition to retirement requires a different set of skills than what got you there. The game has changed and you need a guide who specializes in helping folks navigate the shift from saving to spending and the myriad of other financial and life changes involved.
We are tax planning experts
While you were working, you likely had very little control over the taxes you owed, but this changes in retirement when you have multiple sources of income and therefore more control over the timing and amount of taxes you pay. Engaging in long-term tax strategies can make a significant difference in your net worth.
We are fiduciaries
Unlike many advisors or financial salespeople affiliated with banks, brokerages, or insurance companies, we are fiduciaries. This means we are held to a higher standard and must always put the client’s interest ahead of ours.
We are Flat-Fee-Only
“Fee-only” means that we are paid directly by our clients, with no hidden commissions or kickbacks for selling products or investments. Furthermore, we charge a flat fee that is NOT a percentage of the size of your investable assets. Our fee is based on the complexity, time, and resources required to serve each client, not the size of their portfolio.
We know Social Security and healthcare
Social Security is likely a critical foundation of your retirement income plan. We can help you understand when to claim your benefit within the context of your overall income and tax plan. We can help you navigate Medicare and how to plan for health and long-term care.
Our Services/Fees
Holistic Financial Planning
Our process will bring clarity to your financial picture and help you understand what’s possible. We’ll provide expert advice and ongoing support for aligning your time and money with your values.
Our Flat-Fee is $8,500 annually for individuals and $10,000 for couples, which includes investment management.
Flat-Fee Investment Management
Your investment plan should align with your specific needs and your values. We believe in taking a simple disciplined approach that minimizes fees, taxes, emotional biases, and conflicts of interest.
Full-service investment management is optional and included in our flat fee.
Investment management fees may be higher for clients with investible assets above $3 million or for more complex situations.
One-time Project-based Planning
Have a question about a specific area of your financial life or need help with a one-time project or plan? We offer limited project-based services for a fixed fee.
The project fee is based on the complexity, time, and resources required.
Our ability to take on projects is subject to availability.
Flat fee-only means…
Conflicts of interest
AUM Fees
Sales commissions
Hidden fees
Kickbacks
Asset minimums
I only work for you
For more information on what “flat fee-only” means, check out this article:
Take the first step toward aligning your time and money with your values.
Reach out today for a free consultation.
We’ll focus on bringing clarity to your current financial situation and give you a sense of what it would be like to work together. Bring your list of questions!
